General Liability insurance

General liability insurance protects your business from any potential injuries or damages to your property that happen as a result of your business operations.Originally, individuals or companies that faced a common peril, formed a group and created a self-help fund out of which to pay compensation should any member incur loss (in other words, a mutual insurance arrangement).Liability insurance can help cover medical expenses, attorney fees and damages you are legally responsible for. It can also offer protection against situations that may not have even crossed your mind.

This protection, also known as business liability insurance or commercial general liability (CGL) insurance, protects your business should injury or property damage occur to others as a result of your business operations.General liability insurance is often combined with property insurance in a Business Owners Policy (BOP), but general liability insurance also is available to many contractors as standalone coverage through the Progressive Commercial Advantage SM program.General liability insurance protects your business from any potential injuries or damages to your property that happen as a result of your business operations.

Liability insurance is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims.There are also the risks of property or equipment damage, and injury to your employees or subcontractors and others near the job site.